Risk Management
Policy / Basic Philosophy
SNBL recognizes that risk management is essential for appropriately managing various internal and external uncertainties related to its business activities and for carrying out its management strategies and business objectives.
In risk management, we aim to minimize losses for our company and stakeholders by identifying major risks that could significantly impact management from two perspectives: business areas and company-wide common areas. In the event of risk occurrence, measures are taken to minimize damage and ensure swift recovery, addressing issues promptly.
Promotion Framework
As part of the risk management execution framework, the Board of Directors is responsible for supervising and advising on whether the management's execution of duties related to risk management is effective and efficient.
For major risks deemed to have a significant impact on management, risk management policies are formulated at management meetings and shared company-wide through executive officer meetings. Each department ensures the establishment of regulations and guidelines, conducts training, and prepares and distributes manuals to minimize damage and ensure swift recovery in the event of risk occurrence.

Risk Evaluation Process
Our company evaluates risks by categorizing the 'impact level' and 'risk management level' for each risk occurrence.


Major Risks
The latest details of major risks deemed to significantly impact management are Securities Report (3 [Business Risks]) reported in.